TOSS - Tournament of Stocks and Shares

TOSS Terms and Condition -

1. TOSS

TOSS is the flagship brand of Dancing Yogi Ventures Pvt. Ltd. ("TOSS"). Through TOSS, along with its sub-pages, and the TOSS App, TOSS operates three separate portals through which it offers various stock market based online fantasy games. TOSS as used herein shall be construed as a collective reference to TOSS and the TOSS App.

2. Usage of TOSS

Any person ("User") accessing TOSS or the TOSS App ('TOSS platform') for participating in the various tournaments and games (including fantasy games), available on TOSS platform ("Tournament(s)") ('TOSS Services') shall be bound by these Terms and Conditions, and all other rules, regulations and terms of use referred to herein or provided by TOSS in relation to any TOSS Services.
TOSS shall be entitled to modify these Terms and Conditions, rules, regulations and terms of use referred to herein or provided by TOSS in relation to any TOSS Services, at any time, by posting the same on TOSS. Use of TOSS constitutes the User's acceptance of such Terms and Conditions, rules, regulations and terms of use referred to herein or provided by TOSS in relation to any TOSS Services, as may be amended from time to time. TOSS may, at its sole discretion, also notify the User of any change or modification in these Terms and Conditions, rules, regulations and terms of use referred to herein or provided by TOSS, by way of sending an email to the User's registered email address or posting notifications in the User accounts. The User may then exercise the options provided in such an email or notification to indicate non-acceptance of the modified Terms and Conditions, rules, regulations and terms of use referred to herein or provided by TOSS. If such options are not exercised by the User within the time frame prescribed in the email or notification, the User will be deemed to have accepted the modified Terms and Conditions, rules, regulations and terms of use referred to herein or provided by TOSS
Certain TOSS Services being provided on TOSS may be subject to additional rules and regulations set down in that respect. To the extent that these Terms and Conditions are inconsistent with the additional conditions set down, the additional conditions shall prevail
TOSS may, at its sole and absolute discretion:
- Restrict, suspend, or terminate any User's access to all or any part of TOSS or TOSS Platform Services;
- Change, suspend, or discontinue all or any part of the TOSS Platform Services;
- Reject, move, or remove any material that may be submitted by a User;
- Move or remove any content that is available on TOSS Platform;
- Deactivate or delete a User's account and all related information and files on the account;
- Establish general practices and limits concerning use of TOSS Platform;
- Offer discounts to its users in form it deems fit ("Cash Bonus"). All such discounts shall be credited in a separate account called as Cash Bonus Account
- Revise or make additions and/or deletions to the roster of stocks available for selection in a Tournament on account of revisions to the roster of stocks involved in the relevant Stock markets Event;
- Assign its rights and liabilities to all User accounts hereunder to any entity (post such assignment intimation of such assignment shall be sent to all Users to their registered email ids)
In the event any User breaches, or TOSS reasonably believes that such User has breached these Terms and Conditions, or has illegally or improperly used TOSS or the TOSS Services, TOSS may, at its sole and absolute discretion, and without any notice to the User, restrict, suspend or terminate such User's access to all or any part of TOSS Tournaments or the TOSS Platform, deactivate or delete the User's account and all related information on the account, delete any content posted by the User on TOSS and further, take technical and legal steps as it deems necessary
If TOSS charges its Users a platform fee in respect of any TOSS Services, TOSS shall, without delay, repay such platform fee in the event of suspension or removal of the User's account or TOSS Services on account of any negligence or deficiency on the part of TOSS, but not if such suspension or removal is effected due to:
- any breach or inadequate performance by the User of any of these Terms and Conditions; or
- any circumstances beyond the reasonable control of TOSS.
Users consent to receiving communications such as announcements, administrative messages and advertisements from TOSS or any of its partners, licensors or associates.

3. Intellectual Property

TOSS includes a combination of content created by TOSS, its partners, affiliates, licensors, associates and/or Users. The intellectual property rights ("Intellectual Property Rights") in all software underlying TOSS and the TOSS Platform and material published on TOSS, including (but not limited to) games, Tournaments, software, advertisements, written content, photographs, graphics, images, illustrations, marks, logos, audio or video clippings and Flash animation, is owned by TOSS, its partners, licensors and/or associates. Users may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works of, distribute, publicly perform, publicly display, or in any way exploit any of the materials or content on TOSS either in whole or in part without express written license from TOSS
Users may request permission to use any TOSS content by writing in to TOSS.
Users are solely responsible for all materials (whether publicly posted or privately transmitted) that they upload, post, e-mail, transmit, or otherwise make available on TOSS ("Users' Content"). Each User represents and warrants that he/she owns all Intellectual Property Rights in the User's Content and that no part of the User's Content infringes any third party rights. Users further confirm and undertake to not display or use of the names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights of any third party on TOSS. Users agree to indemnify and hold harmless TOSS, its directors, employees, affiliates and assigns against all costs, damages, loss and harm including towards litigation costs and counsel fees, in respect of any third party claims that may be initiated including for infringement of Intellectual Property Rights arising out of such display or use of the names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights on TOSS, by such User or through the User's commissions or omissions
Users hereby grant to TOSS and its affiliates, partners, licensors and associates a worldwide, irrevocable, royalty-free, non-exclusive, sub-licensable license to use, reproduce, create derivative works of, distribute, publicly perform, publicly display, transfer, transmit, and/or publish Users' Content for any of the following purposes:

displaying Users' Content on TOSS
distributing Users' Content, either electronically or via other media, to other Users seeking to download or otherwise acquire it, and/or
storing Users' Content in a remote database accessible by end users, for a charge.
This license shall apply to the distribution and the storage of Users' Content in any form, medium, or technology.

All names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights on TOSS(s) belonging to any person (including User), entity or third party are recognized as proprietary to the respective owners and any claims, controversy or issues against these names, logos, marks, labels, trademarks, copyrights or intellectual and proprietary rights must be directly addressed to the respective parties under notice to TOSS.

4. Third Party Sites, Services and Products

TOSS may contain links to other Internet sites owned and operated by third parties. Users' use of each of those sites is subject to the conditions, if any, posted by the sites. TOSS does not exercise control over any Internet sites apart from TOSSand cannot be held responsible for any content residing in any third-party Internet site. TOSS's inclusion of third-party content or links to third-party Internet sites is not an endorsement by TOSS of such third-party Internet site.
Users' correspondence, transactions/offers or related activities with third parties, including payment providers and verification service providers, are solely between the User and that third party. Users' correspondence, transactions and usage of the services/offers of such third party shall be subject to the terms and conditions, policies and other service terms adopted/implemented by such third party, and the User shall be solely responsible for reviewing the same prior to transacting or availing of the services/offers of such third party. User agrees that TOSS will not be responsible or liable for any loss or damage of any sort incurred as a result of any such transactions/offers with third parties. Any questions, complaints, or claims related to any third party product or service should be directed to the appropriate vendor.
TOSS contains content that is created by TOSS as well as content provided by third parties. TOSS does not guarantee the accuracy, integrity, quality of the content provided by third parties and such content may not relied upon by the Users in utilizing the TOSS Services provided on TOSS including while participating in any of the tournaments hosted on TOSS.

5. Privacy Policy All information collected from Users, such as registration and credit card information, is subject to TOSS's Privacy Policy which is available at Privacy Policy

6. User Conduct

Users agree to abide by these Terms and Conditions and all other rules, regulations and terms of use of the Website. In the event User does not abide by these Terms and Conditions and all other rules, regulations and terms of use, TOSS may, at its sole and absolute discretion, take necessary remedial action, including but not limited to:

restricting, suspending, or terminating any User's access to all or any part of TOSS Services;
deactivating or deleting a User's account and all related information and files on the account. Any amount remaining unused in the User's Game account or Winnings Account on the date of deactivation or deletion shall be transferred to the User's bank account on record with TOSS subject to a processing fee (if any) applicable on such transfers as set out herein; or
refraining from awarding any prize(s) to such User.

Users agree to provide true, accurate, current and complete information at the time of registration and at all other times (as required by TOSS). Users further agree to update and keep updated their registration information
A User shall not register or operate more than one User account with TOSS.
Users agree to ensure that they can receive all communication from TOSS by marking e-mails or sending SMSs from TOSS as part of their "safe senders" list. TOSS shall not be held liable if any e-mail/SMS remains unread by a User as a result of such e-mail getting delivered to the User's junk or spam folder.
Any password issued by TOSS to a User may not be revealed to anyone else. Users may not use anyone else's password. Users are responsible for maintaining the confidentiality of their accounts and passwords. Users agree to immediately notify TOSS of any unauthorized use of their passwords or accounts or any other breach of security.
Users agree to exit/log-out of their accounts at the end of each session. TOSS shall not be responsible for any loss or damage that may result if the User fails to comply with these requirements.
Users agree not to use cheats, exploits, automation, software, bots, hacks or any unauthorised third party software designed to modify or interfere with TOSS Services and/or TOSS experience or assist in such activity.
Users agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise transfer any right to the technology or software underlying TOSS or TOSS’s Services.
Users agree that without TOSS's express written consent, they shall not modify or cause to be modified any files or software that are part of TOSS's Services.
Users agree not to disrupt, overburden, or aid or assist in the disruption or overburdening of (a) any computer or server used to offer or support TOSS or the TOSS’s Services (each a "Server"); or (2) the enjoyment of TOSS Services by any other User or person.
Users agree not to institute, assist or become involved in any type of attack, including without limitation to distribution of a virus, denial of service, or other attempts to disrupt TOSS Services or any other person's use or enjoyment of TOSS Services.
Users shall not attempt to gain unauthorised access to the User accounts, Servers or networks connected to TOSS Services by any means other than the User interface provided by TOSS, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that underlies or is part of TOSS Services.
Without limiting the foregoing, Users agree not to use TOSS for any of the following:

To engage in any obscene, offensive, indecent, racial, communal, antinational, objectionable, defamatory or abusive action or communication;
To harass, stalk, threaten, or otherwise violate any legal rights of other individuals;
To publish, post, upload, e-mail, distribute, or disseminate (collectively, "Transmit") any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content;
To Transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person's computer, TOSS, any software, hardware, or telecommunications equipment;
To advertise, offer or sell any goods or services for any commercial purpose on TOSS without the express written consent of TOSS;
To download any file, recompile or disassemble or otherwise affect our products that you know or reasonably should know cannot be legally obtained in such manner;
To falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;
To restrict or inhibit any other user from using and enjoying any public area within our sites;
To collect or store personal information about other Users;
To interfere with or disrupt TOSS, servers, or networks;
To impersonate any person or entity, including, but not limited to, a representative of TOSS, or falsely state or otherwise misrepresent User's affiliation with a person or entity;
To forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through TOSS or to manipulate User's presence on TOSS(s);
To take any action that imposes an unreasonably or disproportionately large load on our infrastructure;
To engage in any illegal activities. You agree to use our bulletin board services, chat areas, news groups, forums, communities and/or message or communication facilities (collectively, the "Forums") only to send and receive messages and material that are proper and related to that particular Forum.

If a User chooses a username that, in TOSS's considered opinion is obscene, indecent, abusive or that might subject TOSS to public disparagement or scorn, or a name which is an official portfolio/league/franchise names and/or name of any Stock marketing personality, as the case may be, TOSS reserves the right, without prior notice to the User, to restrict usage of such names, which in TOSS’s opinion fall within any of the said categories and/or change such username and intimate the User or delete such username and posts from TOSS, deny such User access to TOSS, or any combination of these options.
Unauthorized access to TOSS is a breach of these Terms and Conditions, and a violation of the law. Users agree not to access TOSS by any means other than through the interface that is provided by TOSS for use in accessing TOSS. Users agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of our sites, except those automated means that we have approved in advance and in writing.
Use of TOSS is subject to existing laws and legal processes. Nothing contained in these Terms and Conditions shall limit TOSS's right to comply with governmental, court, and law-enforcement requests or requirements relating to Users' use of TOSS.
Users may reach out to TOSS through -

Helpdesk if the user has any concerns with regard to a marketand/or tournament within Forty Eight (48) hours of winner declaration for the concerned tournament.

Persons below the age of eighteen (18) years are not allowed to participate on any of the tournaments, games (by whatever name called) on the TOSS Platform. The Users will have to disclose their real age at the time of getting access into the TOSS Platform.
TOSS may not be held responsible for any content contributed by Users on the TOSS.

7. Conditions of Participation: By entering a Tournament, user agrees to be bound by these Terms and the decisions of TOSS. Subject to the terms and conditions stipulated herein below, the Company, at its sole discretion, may disqualify any user from a Tournament, refuse to award benefits or prizes and require the return of any prizes, if the user engages in unfair conduct, which the Company deems to be improper, unfair or otherwise adverse to the operation of the Tournament or is in any way detrimental to other Users which includes, but is not limited to:

Falsifying ones’ own personal information (including, but not limited to, name, email address, bank account details and/or any other information or documentation as may be requested by TOSS to enter a tournament and/or claim a prize/winning.;
Engaging in any type of financial fraud or misrepresentation including unauthorized use of credit/debit instruments, payment wallet accounts etc. to enter a Tournament or claim a prize. It is expressly clarified that the onus to prove otherwise shall solely lie on the user.;
Colluding with any other user(s) or engaging in any type of syndicate play; Any violation of Tournament rules or the Terms of Use;
Accumulating points or prizes through unauthorized methods such as automated bots, or other automated means;
Using automated means (including but not limited to harvesting bots, robots, parser, spiders or screen scrapers) to obtain, collect or access any information on the Website or of any User for any purpose
Any type of Cash Bonus misuse, misuse of the Invite Friends program, or misuse of any other offers or promotions;
Tampering with the administration of a Tournament or trying to in any way tamper with the computer programs or any security measure associated with a Tournament;
Obtaining other users’ information without their express consent and/or knowledge and/or spamming other users (Spamming may include but shall not be limited to send unsolicited emails to users, sending bulk emails to TOSS Users, sending unwarranted email content either to selected Users or in bulk); or
Abusing the Website in any way (‘unparliamentary language, slangs or disrespectful words’ are some of the examples of Abuse)

It is clarified that in case a User is found to be in violation of this policy, TOSS reserves its right to initiate appropriate Civil/Criminal remedies as it may be advised other than forfeiture and/or recovery of prize money if any.

8. Registration for a tournament
In order to register for the Tournament(s), Participants are required to accurately provide the following information: Full Name Portfolio Name(s) E-mail address Password State of Residence Gender Date of birth Participants are also required to confirm that they have read, and shall abide by, these Terms and Conditions. In the event a Participant indicates, while entering an address, that he/she is a resident of either Assam, Odisha, Sikkim, Nagaland, Telangana or Andhra Pradesh, such Participant will not be permitted to proceed to sign up for any marketing the paid version of the Tournament as described below. Once the Participants have entered the above information, and clicked on the "register" tab, and such Participants are above the age of 18 years, they are sent an email confirming their registration and containing their login information.

9. Tournament(s), Participation and Prizes
As part of its services, TOSS may make available the tournament(s) on the TOSS platform. Currently, following tournaments are made available on TOSS platform: 1) A fantasy NSE stock market game, 2) A fantasy BSE game, 3) A fantasy NASDAQ game. Individual users wishing to participate in the such tournament ("“Participants"”) are invited to create their own fantasy portfolios ("“Portfolio/s"”) consisting of real stock market stocks and shares (as applicable), series or tournament (each a "Stock market Event") to which the fantasy game relates. TOSS offers its platform to Participants for fantasy game Tournament(s) being created relating to each Stock market Event, and Participants can participate in such Tournament(s) with their Portfolios. Depending upon the circumstances of each trading day, the participants can edit their portfolios till the official market start time as declared by the officials of the Stock market Event or adjusted deadline, as specified below. TOSS reserves the right to abandon a specific round or adjust the deadline of a round in certain specific, uncertain scenarios, which are beyond TOSS’s reasonable control, including but not limited to the ones’ mentioned herein below: Actual market start time is before the official deadline: All Stock markets TOSS reserves the right to adjust the deadline to a maximum of 10 minutes post actual marketstart time. In case the actual marketstart time is more than 10 minutes of official deadline, the tournament will be abandoned. Actual market start time is after the official deadline: TOSS reserves the right to extend the deadline or abandon the tournament/game based on the circumstances such as delayed toss, interruption on account of weather, non-appearance of portfolios, technical/equipment glitches causing delays etc. Merging of tournaments with same prize pools. TOSS shall endeavor to send communications through emails and/ or SMS communication, about any such change as is contemplated in the aforementioned paragraphs to keep the User updated. Portfolios are awarded points on the basis of the End of day (EOD) data (as applicable) performances at the end of a designated trading day, market or tournament of the Tournament(s). The Participant(s) whose Portfolio(s) have achieved the highest aggregate score(s) in the Tournament(s) shall be declared winners ("Winners"). In certain pre-specified Tournaments, there may be more than one Winner and distribution of prizes to such Winners will be in increasing/ decreasing order of their Portfolio's aggregate percentile (as applicable) at the end of the designated trading day(s) of the Tournaments. Other rules and regulations (including rules and regulation in relation to any payments made to participate in the Tournament(s); and all Participants agree to abide by the same. Currently, there are paid versions of the Tournament(s) made available on TOSS platform. Users may participate in the Tournament(s) by paying the pre-designated amount as provided on the relevant Tournament page. The ‘pre-designated amount’ means and includes pre-determined platform fee for accessing TOSS services and pre-determined participant'’s contribution towards prize money pool. The Participant with the highest aggregate points at the end of the pre-determined market shall be eligible to win a pre-designated prize which is disbursed out of prize money pool, as stated on the relevant Tournament(s) page. A Participant may create different Portfolios for participation in Tournament(s) in relation to a Stock market Event across the TOSS Services. However, unless TOSS specifies otherwise in relation to any Tournament ("“Multiple Entry Tournament"”), Participants acknowledge and agree that they may enter only one Portfolio in any Tournament offered in relation to a Stock market Event. In case of Multiple Entry Tournament(s), a Participant may enter more than one Portfolio in a single Multiple Entry Tournament. In addition, it is expressly clarified that TOSS may, from time to time, restrict the maximum number of Portfolios that may be created by a single User account (for each format of the tournament) or which a single User account may enter in a particular Multiple Entry Tournament, in each case to such number as determined by TOSS in its sole discretion. Participant shall pay a pre-designated amount for participating in the tournament(s) being created on the TOSS platform. In the event a Participant indicates, while entering an address, that he/she is a resident of either Assam, Odisha, Sikkim, Nagaland, Telangana or Andhra Pradesh, such Participant will not be permitted to proceed to sign up for the market or tournament and may not participate in any paid version of the Tournament(s). In two members and above public tournaments, where all participants have entered the tournament with the exact same portfolios, tournament prize money shall be equally divided amongst all participants and the amount shall be deposited in the TOSS winning account of all participants and the remaining amount shall be credited in the Cash Bonus account of such participants. In the event a user is found to be violating this policy, the Company reserves the right to initiate appropriate action against such users as it deems fit, which shall also include forfeiture of the Cash Bonus Amount.

10. Tournament Formats
Currently two formats of tournament(s) are made available on TOSS platform (1) Public Tournament where Users can participate in a Tournament with other Users without any restriction on participation and (2) private tournaments, where Users can invite specific Users into a Tournament and restrict participation to such invited Users. A user can enter into a maximum of 500 tournament (including both Public tournaments and Private tournaments) per trading day. Any participation in a tournament more than 500 shall be automatically prohibited. All rules applicable to Tournament(s) as set out herein shall be applicable to both formats of the Tournament(s). Users by participating in a Tournament(s) hereby authorize TOSS to appoint a third party/ Trustee/Escrow Agent to manage users funds on users behalf. Public tournament In the Public tournament format of the Tournament(s), TOSS may make available the Tournament(s) comprising of 2 -– 100 Participants or any other pre-designated number of Participants. TOSS may create this format of the Tournament(s) as a paid format and the Winner will be determinable at the end of the marketas per rule of the tournaments. The number of Participants required to make the Tournament(s) operational will be pre-specified and once the number of Participants in such Tournament(s) equals the pre-specified number required for that Tournament(s), such Tournament(s) shall be operational. In case the number of Participants is less than the pre-specified number at the time of commencement of the trading day, such Tournament(s) will not be operational and the pre-designated amount paid by each Participant shall be returned to the account of such User without any charge or deduction. In certain Tournaments across the TOSS Services, if designated number of participants are not complete TOSS reserves the right to merge tournaments with same prize pool or cancel the tournament and refunding the paid amount. Private tournament In the Private tournament format of the Tournament(s), TOSS enables Users to create a tournament ("“Private tournament"”) and invite other users, whether existing Users or otherwise, ("“Invited User"”) to create Portfolios and participate in the Tournament(s). Users may create a Private tournament to consist of a pre-specified number of Participants, that is, consisting of either 2 -100 Participants. The User creating the Private tournament shall pay the pre-designated amount for such Private tournament and thereby join that Private tournament and shall supply a name for the Private tournament and be provided with a unique identification code ("tournament Code") (which will be issued to the account of such User). The User agrees and understands that once the Private tournament is created no change shall be permitted in the terms or constitution of the Private tournament, except for a change in the name of the tournament. The User creating the Private tournament shall provide TOSS with the email address or Facebook account username of Invited Users to enable TOSS to send a message or mail inviting such Invited User to register with TOSS (if necessary) and participate in the Private tournament in relation to which the invite has been issued. In order to participate in the Private tournament, an Invited User shall input the tournament Code associated with the Private tournament and pay the pre-designated amount for the Private tournament. Once the number of Participants in a Private tournament equals the number of pre-specified Participants for that Private tournament, the Private tournament shall be rendered operative and no other Invited Users or Users shall be permitted to participate in the Private tournament. In the event that any Private tournament does not contain the pre-specified number of Participants for that Private tournament within 1 hour prior to the commencement of the trading day/Tournament, the Platform will initiate an automatic refund of the amount deposited. Such refund shall be processed after the expiry of the deadline for filling of participants for such Private Tournament. It is clarified that the participation of Invited Users in any Private tournament is subject to the pre-specified number of Participants for that Private tournament, and TOSS shall not be liable to any person for the inability of any Invited User to participate in any Private tournament due to any cause whatsoever, including without limitation due to a hardware or technical malfunction or lack of eligibility of such Invited User to participate in the Tournament(s).

11. Legality of Game of Skill
Games of skill are legal, as they are excluded from the ambit of Indian gambling legislations including, the Public Gambling Act of 1867.The Indian Supreme Court in the cases of State of Andhra Pradesh v. K Satyanarayana (AIR 1968 SC 825) and KR Lakshmanan v. State of Tamil Nadu (AIR 1996 SC 1153) has held that a game in which success depends predominantly upon the superior knowledge, training, attention, experience and adroitness of the stock shall be classified as a game of skill. The Tournament (s) described above (across the TOSS Services) are games of skill as success of Participants depends primarily on their superior knowledge of the games of the stock market, attention and dedication towards the Tournament(s) and adroitness in playing the Tournament(s). The Tournament(s) also requires Participants to select stock portfolio with good knowledge about the market and studying strategies. By participating in this Tournament(s), each Participant acknowledges and agrees that he/she is participating in a game of skill. Each participant also acknowledges that this has nothing to do with real stock buying or intra day trading and accepts this is all a fantasy game.

12. Eligibility
The Tournament(s) are open only to persons above the age of 18 years. The Tournament(s) are open only to persons, currently residing in India. TOSS may, in accordance with the laws prevailing in certain Indian states, bar individuals residing in those states from participating in the Tournament(s). Currently, individuals residing in the Indian states of Assam, Odisha, Sikkim, Nagaland, Andhra Pradesh or Telangana may not participate in the paid version of the Tournament as the laws of these states are unclear/ bar persons from participating in games of skill where participants are required to pay to enter. Persons who wish to participate must have a valid email address. TOSS may on receipt of information bar a person from participation and/or withdrawing winning amounts if such person is found to be one with insider knowledge of participating portfolios in any given tournaments/trading day, organizing boards, leagues etc. Only those Participants who have successfully registered on the TOSS as well as registered prior to each market in accordance with the procedure outlined above shall be eligible to participate in the Tournament and win prizes

13. Payment Terms
In respect of any transactions entered into on the TOSS platform, including making a payment to participate in the paid versions of Tournament(s), Users agree to be bound by the following payment terms: The payment of pre-designated amount Users make to participate in the Tournament(s) is inclusive of the pre-designated platform fee for access to the TOSS Services charged by TOSS and pre-determined participant’s contribution towards prize money pool. Subject to these Terms and Conditions, all amounts collected from the User are held in a separate non-interest earning bank Accounts. The said accounts are operated by a third party appointed by TOSS in accordance with Clause 10 of these Terms and Conditions. From these bank accounts, the payouts can be made to (a) Users (towards their withdrawals), (b) TOSS (towards its Platform Fees) and to (c) Government (towards TDS on Winnings Amount). TOSS receives only its share of the platform Fees through the said Escrow Agent. The TOSS reserves the right to charge a Platform Fee, which would be specified and notified by TOSS on the Tournament page, being created on TOSS platform, prior to a User's joining of such Tournament. The Platform Fee (inclusive of applicable tax thereon) will be debited from the User’s account balance and TOSS shall issue an invoice for such debit to the User. The User may participate in a Tournament wherein the User has to contribute a pre-specified contribution towards the Prize Money Pool of such Tournament, which will be passed on to the Winner(s) of the Tournament after the completion of the Tournament as per the terms and conditions of such Tournament. It is clarified that TOSS has no right or interest in this Prize Money Pool, and only acts as an intermediary engaged in collecting and distributing the Prize Money Pool in accordance with the Tournament terms and conditions. The amount to be paid-in by the User towards the Prize Money Pool would also be debited from the User’s account balance maintained with the Trustee. Any user availing TOSS services are provided with two categories of accounts for the processing and reconciliation of payments: (i) 'Unutilized' Account, (ii) Winnings Account. It is clarified that in no instance the transfer of any amounts in the User's accounts to any other category of account held by the user or any third party account, including a bank account held by a third party: User's winnings in any Tournament will reflect as credits to the User's Winnings Account. User’s remitting the amount the designated payment gateway shall be credited to User’s Unutlized Account’. Each time a User participates in any tournament on TOSS platform, the predesignated amount shall be debited in the User’s account. In debiting amounts from the User’s accounts towards the pre-designated amount of such user shall be debited from the User’s Unutilized Account and thereafter, any remaining amount of participation fee shall be debited from the User’s Winning Account. In case there is any amount remaining to be paid by the User in relation to such User’s participation in any trading day(s) or Tournament(s), the User will be taken to the designated payment gateway to give effect to such payment. In case any amount added by the User through such payment gateway exceeds the remaining amount of the pre-designated amount, the amount in excess shall be transferred to the User’s ‘Unutilized’ Account and will be available for use in participation in any trading day(s) or Tournament(s) or for withdrawal in accordance with these Terms and Conditions. Debits from the ‘Unutilized’ Account for the purpose of enabling a user’s participation in a Tournament shall be made in order of the date of credit of amounts in the ‘Unutilized’ Account, and accordingly amounts credited into ‘Unutilized’ Account earlier in time shall be debited first. A User shall be permitted to withdraw any amounts credited into such User's 'Unutilized' Account for any reason whatsoever by contacting TOSS Customer Support. The minimum amount that can be withdrawn by a User from his/her Unutilised Account is Rs. 100 (Two Hundred). All amounts credited into a User's 'Unutilized' Account must be utilised within 335 days of credit. In case any unutilised amount lies in the 'Unutilized' Account after the completion of 335 days from the date of credit of such amount, TOSS reserves the right to forfeit such unutilised amount, without liability or obligation to pay any compensation to the User. Withdrawal of any amount standing to the User's credit in the Winnings Account may be made by way of a request to TOSS but shall occur automatically upon completion of 335 days from the date of credit of such amount in the User's Winnings Account. In either case, TOSS shall effect an online transfer to the User's bank account on record with TOSS within a commercially reasonable period of time. Such transfer will reflect as a debit to the User's Winnings Account. TOSS shall not charge any processing fee for the online transfer of such amount from the Winnings Account to the User's bank account on record with TOSS. Users are requested to note that they will be required to provide valid photo identification and address proof documents for proof of identity and address in order for TOSS to process the withdrawal request. The name mentioned on the User's photo identification document should correspond with the name provided by the User at the time of registration on TOSS, as well as the name and address existing in the records of the User's bank account as provided to TOSS. In the event that no bank account has been registered by the User against such User's account with TOSS, or the User has not verified his/her User account with TOSS, to TOSS's satisfaction and in accordance with these Terms and Conditions, TOSS shall provide such User with a notification to the User's email address as on record with TOSS at least 30 days prior to the Auto Transfer Date, and in case the User fails to register a bank account with his/her User Account and/or to verify his/her User Account by the Auto Transfer Date, TOSS shall be entitled to forfeit any amounts subject to transfer on the Auto Transfer Date. Failure to provide TOSS with a valid bank account or valid identification documents (to TOSS's satisfaction) may result in the forfeiture of any amounts subject to transfer in accordance with this clause. Further, in order to conduct promotional activities, TOSS may gratuitously issue Cash Bonus to the User for the purpose of participation in any Tournament(s) and no User shall be permitted to transfer or request the transfer of any amount in to the Cash Bonus. The usage of any Cash Bonus issued shall be subject to the limitations and restrictions, including without limitation, restrictions as to time within which such Cash Bonus must be used, as applied by TOSS and notified to the User at the time of issue of such amount. The issue of any Cash Bonus to the user is subject to the sole discretion of TOSS and cannot be demanded by any User as a matter of right. The issue of any Cash Bonus by Deam11 on any day shall not entitle the user to demand the issuance of such Cash Bonus at any subsequent period in time nor create an expectation of recurring issue of such Cash Bonus by TOSS to such User. The Cash Bonus granted to the user may be used by such User for the purpose of setting off against the contribution to prize pool in any Tournament, in accordance with these Terms and Conditions. The Cash Bonus shall not be withdraw-able or transferrable to any other account of the User, including the bank account of such User, or of any other User or person, other that as part of the winnings of a User in any Tournament(s). In case the User terminates his/her account with TOSS or such account if terminated by TOSS, all Cash Bonus granted to the user shall return to TOSS and the User shall not have any right or interest on such points. All Cash Bonus credited in the User account shall be valid for a period of 14 days from the date of credit. The unutilized Cash Bonus shall expire at the end of 14 days from the date of credit. Users agree that once they confirm a transaction on TOSS, they shall be bound by and make payment for that transaction. The User acknowledges that subject to time taken for bank reconciliations and such other external dependencies that TOSS has on third parties, any transactions on TOSS Platform may take up to 72 hours to be processed. Any amount paid or transferred into the User's 'Unutilized' Account or Winnings Account may take up to 72 hours to reflect in the User's 'Unutilized' Account or Winnings Account balance. Similarly, the utilization of the Cash Bonus or money debited from 'Unutilized' Account or Winnings Account may take up to 72 hours to reflect in the User's 'Unutilized' Account or Winnings Account balance. Users agree not to raise any complaint or claim against TOSS in respect of any delay, including any lost opportunity to join any Tournament or marketdue to delay in crediting of transaction amount into any of the User's accounts A transaction, once confirmed, is final and no cancellation is permissible. TOSS may, in certain exceptional circumstances and at its sole and absolute discretion, refund the amount to the User after deducting applicable cancellation charges and taxes. At the time of the transaction, Users may also be required to take note of certain additional terms and conditions and such additional terms and conditions shall also govern the transaction. To the extent that the additional terms and conditions contain any clause that is conflicting with the present terms and conditions, the additional terms and conditions shall prevail.

14. Tabulation of fantasy points
TOSS may obtain the market data feed and other information required for the computation and tabulation of fantasy points from third party service provider(s) and/or official website of the market organiser. In the rare event that any error in the computation or tabulation of fantasy points, selection of winners, abandonment of a market etc., as a result of inaccuracies in or incompleteness of the feed provided by the third party service provider and/or official website of the market organiser comes to its attention, TOSS shall use best efforts to rectify such error prior to the distribution of prizes. However, TOSS hereby clarifies that it relies on the accuracy and completeness of such third party score/statistic feeds and does not itself warrant or make any representations concerning the accuracy thereof and, in any event, shall take no responsibility for inaccuracies in computation and tabulation of fantasy points or the selection of winners as a result of any inaccurate or incomplete scores/statistics received from such third party service provider. Users and Participants agree not to make any claim or raise any complaint against TOSS in this respect.

15. Selection and Verification of Winners and Conditions relating to the Prizes Selection of Winners
Winners will be decided on the basis of the scores of the Portfolios in a designated market(which may last anywhere between one day and an entire tournament) of the Tournament(s). The Participant(s) owning the Portfolio(s) with the highest aggregate percentage score in a particular market shall be declared the Winner(s). In certain pre-specified Tournaments, TOSS may declare more than one Winner and distribute prizes to such Winners in increasing/decreasing order of their Portfolio's aggregate percentage score at the end of the designated market of the Tournament. The contemplated number of Winners and the prize due to each Winner in such Tournament shall be as specified on the Tournament page prior to the commencement of the Tournament. Participants creating Portfolios on behalf of any other Participant or person shall be disqualified. In the event of a tie, the winning Participants shall be declared Winners and the prize shall be equally divided among such Participants. TOSS shall not be liable to pay any prize if it is discovered that the Winner(s) have not abided by these Terms and Conditions, and other rules and regulations in relation to the use of the TOSS, Tournament, "Fantasy Rules", etc. Contacting Winners Winners shall be contacted by TOSS or the third party conducting the Tournament on the e-mail address provided at the time of registration. The verification process and the documents required for the collection of prize shall be detailed to the Winners at this stage. As a general practice, winners will be required to provide following documents: Photocopy of the User's PAN card; Photocopy of a government-issued residence proof; User's bank account details and proof of the same. TOSS shall not permit a Winner to withdraw his/her prize(s)/accumulated winnings unless the above-mentioned documents have been received and verified within the time-period stipulated by TOSS. The User represents and warrants that the documents provided in the course of the verification process are true copies of the original documents to which they relate. Participants are required to provide proper and complete details at the time of registration. TOSS shall not be responsible for communications errors, commissions or omissions including those of the Participants due to which the results may not be communicated to the Winner. The list of Winners shall be posted on a separate web-page on the TOSS. The winners will also be intimated by e-mail. In the event that a Participant has been declared a Winner on the abovementioned web-page but has not received any communication from TOSS, such Participant may contact TOSS within the time specified on the webpage. Verification process Only those Winners who successfully complete the verification process and provide the required documents within the time limit specified by TOSS shall be permitted to withdraw/receive their accumulated winnings (or any part thereof). TOSS shall not entertain any claims or requests for extension of time for submission of documents. TOSS shall scrutinize all documents submitted and may, at its sole and absolute discretion, disqualify any Winner from withdrawing his accumulated winnings (or any part thereof) on the following trading days: Determination by TOSS that any document or information submitted by the Participant is incorrect, misleading, false, fabricated, incomplete or illegible; or Participant does not fulfill the Eligibility Criteria specified in Clause 10 above; or Any other trading day. Taxes Payable All prizes shall be subject to deduction of tax ("TDS") as per the Income Tax Act 1961. As of April 1, 2018, the TDS rate prescribed by the Government of India with respect to any prize money amount that is in excess of Rs. 10,000/- is 30% of the total prize money amount. In case of any revisions by the Government of India to the aforementioned rate in the future, TDS will be deducted by TOSS in accordance with the then current prescribed TDS rate. Winners will be provided TDS certificates in respect of such tax deductions. The Winners shall be responsible for payment of any other applicable tax, including but not limited to, income tax, gift tax, etc. in respect of the prize money. Miscellaneous The decision of TOSS with respect to the awarding of prizes shall be final, binding and non-contestableable. Participants playing the paid formats of the Tournament(s) confirm that they are not residents of any of the following Indian states - Assam, Odisha, Sikkim, Nagaland, Telangana or Andhra Pradesh. If it is found that a Participant playing the paid formats of the Tournament(s) is a resident of any of the above mentioned states, TOSS shall disqualify such Participant and forfeit any prize won by such Participant. Further TOSS may, at its sole and absolute discretion, suspend or terminate such Participant's account with TOSS. Any amount remaining unused in the User's Game Account or Winnings Account on the date of deactivation or deletion shall be reimbursed to the User by an online transfer to the User's bank account on record with TOSS, subject to the processing fee (if any) applicable on such transfers as set out herein. If it is found that a Participant playing the paid formats of the Tournament(s) is under the age of eighteen (18), TOSS shall be entitled, at its sole and absolute discretion, to disqualify such Participant and forfeit his/her prize. Further, TOSS may, at its sole and absolute discretion, suspend or terminate such Participant's account. To the extent permitted by law, TOSS makes no representations or warranties as to the quality, suitability or merchantability of any prizes and shall not be liable in respect of the same. TOSS may, at its sole and absolute discretion, vary or modify the prizes being offered to winners. Participants shall not raise any claim against TOSS or question its right to modify such prizes being offered, prior to closure of the Tournament. The Winners shall bear the shipping, courier or any other delivery cost in respect of the prizes. The Winners shall bear all transaction charges levied for delivery of cash prizes. All prizes are non-transferable and non-refundable. Prizes cannot be exchanged / redeemed for cash or kind. No cash claims can be made in lieu of prizes in kind.

16. Publicity
Acceptance of a prize by the Winner constitutes permission for TOSS, and its affiliates to use the Winner's name, likeness, voice and comments for advertising and promotional purposes in any media worldwide for purposes of advertising and trade without any further permissions or consents and / or additional compensation whatsoever. The Winners further undertake that they will be available for promotional purposes as planned and desired by TOSS without any charge. The exact dates remain the sole discretion of TOSS. Promotional activities may include but not be limited to press events, internal meetings and ceremonies/functions.

17. General Conditions
If it comes to the notice of TOSS that any governmental, statutory or regulatory compliances or approvals are required for conducting any Tournament(s) or if it comes to the notice of TOSS that conduct of any such Tournament(s) is prohibited, then TOSS shall withdraw and / or cancel such Tournament(s) without prior notice to any Participants or winners of any Tournament(s). Users agree not to make any claim in respect of such cancellation or withdrawal of the Tournament or Tournament it in any manner. Employees, directors, affiliates, relatives and family members of TOSS, will not be eligible to participate in any Tournament(s).

18. Dispute and Dispute Resolution
The courts of competent jurisdiction at Pune or Mumbai shall have exclusive jurisdiction to determine any and all disputes arising out of, or in connection with, the TOSS Services provided by TOSS (including the Tournament(s)), the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of the User(s) (including Participants) or TOSS, as well as the exclusive jurisdiction to grant interim or preliminary relief in case of any dispute referred to arbitration as given below. All such issues and questions shall be governed and construed in accordance with the laws of the Republic of India. In the event of any legal dispute (which may be a legal issue or question) which may arise, the party raising the dispute shall provide a written notification ("Notification") to the other party. On receipt of Notification, the parties shall first try to resolve the dispute through discussions. In the event that the parties are unable to resolve the dispute within fifteen (15) days of receipt of Notification, the dispute shall be settled by arbitration. The place of arbitration shall be Mumbai, India. All arbitration proceedings shall be conducted in English and in accordance with the provisions of the Arbitration and Conciliation Act, 1996, as amended from time to time. The arbitration award will be final and binding on the Parties, and each Party will bear its own costs of arbitration and equally share the fees of the arbitrator unless the arbitral tribunal decides otherwise. The arbitrator shall be entitled to pass interim orders and awards, including the orders for specific performance and such orders would be enforceable in competent courts. The arbitrator shall give a reasoned award. Nothing contained in these Terms and Conditions shall prevent TOSS from seeking and obtaining interim or permanent equitable or injunctive relief, or any other relief available to safeguard TOSS's interest prior to, during or following the filing of arbitration proceedings or pending the execution of a decision or award in connection with any arbitration proceedings from any court having jurisdiction to grant the same. The pursuit of equitable or injunctive relief shall not constitute a waiver on the part of TOSS to pursue any remedy for monetary damages through the arbitration described herein.

19. Release and Limitations of Liability
Users shall access the TOSS Services provided on TOSS voluntarily and at their own risk. TOSS shall, under no circumstances be held responsible or liable on account of any loss or damage sustained (including but not limited to any accident, injury, death, loss of property) by Users or any other person or entity during the course of access to the TOSS Services (including participation in the Tournament(s)) or as a result of acceptance of any prize. By entering the tournaments and accessing the TOSS Services provided therein, Users hereby release from and agree to indemnify TOSS, and/ or any of its directors, employees, partners, associates and licensors, from and against all liability, cost, loss or expense arising out their access to the TOSS Services including (but not limited to) personal injury and damage to property and whether direct, indirect, consequential, foreseeable, due to some negligent act or omission on their part, or otherwise. TOSS accepts no liability, whether jointly or severally, for any errors or omissions, whether on behalf of itself or third parties in relation to the prizes. Users shall be solely responsible for any consequences which may arise due to their access of TOSS Services by conducting an illegal act or due to nonconformity with these Terms and Conditions and other rules and regulations in relation to TOSS Services, including provision of incorrect address or other personal details. Users also undertake to indemnify TOSS and their respective officers, directors, employees and agents on the happening of such an event (including without limitation cost of attorney, legal charges etc.) on full indemnity basis for any loss/damage suffered by TOSS on account of such act on the part of the Users. Users shall indemnify, defend, and hold TOSS harmless from any third party/entity/ organization claims arising from or related to such User's engagement with the TOSS or participation in any Tournament. In no event shall TOSS be liable to any User for acts or omissions arising out of or related to User's engagement with the TOSS or his/her participation in any Tournament(s). In consideration of TOSS allowing Users to access the TOSS Services, to the maximum extent permitted by law, the Users waive and release each and every right or claim, all actions, causes of actions (present or future) each of them has or may have against TOSS, its respective agents, directors, officers, business associates, group companies, sponsors, employees, or representatives for all and any injuries, accidents, or mishaps (whether known or unknown) or (whether anticipated or unanticipated) arising out of the provision of TOSS Services or related to the Tournaments or the prizes of the Tournaments.

20. Disclaimers
To the extent permitted under law, neither TOSS nor its parent/holding company, subsidiaries, affiliates, directors, officers, professional advisors, employees shall be responsible for the deletion, the failure to store, the mis-delivery, or the untimely delivery of any information or material. To the extent permitted under law, TOSS shall not be responsible for any harm resulting from downloading or accessing any information or material, the quality of servers, games, products, TOSS services or sites, cancellation of competition and prizes. TOSS disclaims any responsibility for, and if a User pays for access to one of TOSS's Services the User will not be entitled to a refund as a result of, any inaccessibility that is caused by TOSS's maintenance on the servers or the technology that underlies our sites, failures of TOSS's service providers (including telecommunications, hosting, and power providers), computer viruses, natural disasters or other destruction or damage of our facilities, acts of nature, war, civil disturbance, or any other cause beyond our reasonable control. In addition, TOSS does not provide any warranty as to the content on the TOSS(s). TOSS(s) content is distributed on an "as is, as available" basis. Any material accessed, downloaded or otherwise obtained through TOSS is done at the User's discretion, competence, acceptance and risk, and the User will be solely responsible for any potential damage to User's computer system or loss of data that results from a User's download of any such material. TOSS shall make best endeavours to ensure that the TOSS(s) is error-free and secure, however, neither TOSS nor any of its partners, licensors or associates makes any warranty that: the TOSS(s) will meet Users' requirements, TOSS(s) will be uninterrupted, timely, secure, or error free the results that may be obtained from the use of TOSS(s) will be accurate or reliable; and the quality of any products, TOSS Services, information, or other material that Users purchase or obtain through TOSScom(s) will meet Users' expectations. In case TOSS discovers any error, including any error in the determination of Winners or in the transfer of amounts to a User's account, TOSS reserves the right (exercisable at its discretion) to rectify the error in such manner as it deems fit, including through a set-off of the erroneous payment from amounts due to the User or deduction from the User's account of the amount of erroneous payment. In case of exercise of remedies in accordance with this clause, TOSS agrees to notify the User of the error and of the exercise of the remedy(ies) to rectify the same. To the extent permitted under law, neither TOSS nor its partners, licensors or associates shall be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use of or inability to use our sites, even if we have been advised of the possibility of such damages. Any TOSS Services, events or Tournament(s) being hosted or provided, or intended to be hosted on TOSS platform and requiring specific permission or authority from any statutory authority or any state or the central government, or the board of directors shall be deemed cancelled or terminated, if such permission or authority is either not obtained or denied either before or after the availability of the relevant TOSS Services, events or Tournament(s) are hosted or provided. To the extent permitted under law, in the event of suspension or closure of any Services, events or Tournaments, Users (including Participants) shall not be entitled to make any demands, claims, on any nature whatsoever.

21. Miscellaneous
TOSS may be required under certain legislations, to notify User(s) of certain events. User(s) hereby acknowledge and consent that such notices will be effective upon TOSS posting them on the TOSS or delivering them to the User through the email address provided by the User at the time of registration. User(s) may update their email address by logging into their account on the TOSS. If they do not provide TOSS with accurate information, TOSS cannot be held liable for failure to notify the User. TOSS shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to any failure to perform due to unforeseen circumstances or cause beyond TOSS's control such as acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of tranStock marketation facilities, fuel, energy, labor or materials or any cancellation of any cricket/football/basketball/kabaddi/volleyball/hockey/baseball/handball/American football marketto which a Tournament relates. In such circumstances, TOSS shall also be entitled to cancel any related Tournament(s) and to process an appropriate refund for all Participants. TOSS's failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. Users agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the TOSS or these Terms must be filed within thirty (30) days of such claim or cause of action arising or be forever barred. These Terms and Conditions, including all terms, conditions, and policies that are incorporated herein by reference, constitute the entire agreement between the User(s) and Stock market a Technologies Private Limited and govern your use of the TOSS, superseding any prior agreements that any User may have with Stock market a Technologies Private Limited. If any part of these Terms and Conditions is determined to be indefinite, invalid, or otherwise unenforceable, the rest of these Terms and Conditions shall continue in full force. TOSS reserves the right to moderate, restrict or ban the use of the TOSS, specifically to any User, or generally, in accordance with TOSS's policy/policies from time to time, at its sole and absolute discretion and without any notice. TOSS may, at its sole and absolute discretion, permanently close or temporarily suspend any TOSS Services (including any Tournament(s)). TOSS may from time to time conduct/organize, promotions/offers on the platform. Any two or more promotions cannot be clubbed together with any other promotions that are running simultaneously on the TOSS platform. Also, promotions/offers cannot be clubbed with Cash Bonus available with any user.

22. Standard Terms and Conditions of "Invite Friends" program.
The TOSS Invite Friends Program lets you invite friends to join TOSS ("Program"). In the event that you and your referred friend meet the criteria and complete all the steps specified in these terms, you and your friend can earn a Cash Bonus from TOSS of upto Rs. 100 ("Bonus Amount"), which Bonus Amount will be redeemable to join cash tournaments and tournaments through the TOSS’s mobile application for the iOS and/or Android mobile devices ("TOSS Application"). To participate in the Program, please note our terms and conditions ("Terms") in this respect, as they govern your participation in the Program: Eligibility – All users who: (i) have an account registered with TOSS's fantasy gaming platform ("Platform") which account has been verified by TOSS; and (ii) are eligible to participate in the pay-to play TOSS fantasy cricket, fantasy basketball, fantasy hockey, fantasy volleyball, fantasy kabbadi, fantasy baseball, fantasy handball, fantasy American football or fantasy football game (as per the TOSS'’s terms and conditions, accessible at https://fantasycricket.TOSS.com/in/ termsandconditions); and (iii) have downloaded and installed the TOSS Application on their respective mobile devices, will be eligible to participate in the Program. Participation in the Program by proxy is not permitted. Participation in the Program is voluntary. A user shall not register or operate more than one user account with TOSS and shall not participate in the Program with more than one user account with TOSS. By participating in the Program, you agree to and accept these Terms. For the purpose of participation in the Program, you are required to have the TOSS Application downloaded and installed on your mobile device. Through the TOSS Application, you will be provided with a unique link or code, which can be shared by you ("“Inviter"”) with friends (each an "“Invitee"”) for the purpose of inviting such friends to create and register an account with TOSS and download the TOSS Application. On receiving the link or code from the Inviter, the Invitee may either: (i) Click on the link, consequent to which such Invitee will be directed to a registration page and will be provided the option to register an account with TOSS and download and install the TOSS Application on his/her device; or (ii) download and install the TOSS Application on his/her device independently, register for a TOSS account through the TOSS Application and enter the unique code shared by the Inviter where prompted in the TOSS Application. The Inviter and the Invitee will be eligible to earn the Bonus Amount subject to (amongst other terms specified in these Terms): (i) the Invitee not being an existing user of TOSS; and (ii) the Inviter and Invitee being eligible to participate in the payto play TOSS fantasy stock market game; and (iii) the Invitee successfully registering for an account with TOSS through the unique link or by using the unique code shared by the Inviter; and (iv) the Inviter and Invitee agreeing to the license agreement for the TOSS Application and downloading and installing the TOSS Application as available for the Inviter’s and Invitee’s respective mobile devices; and (v) the Inviter and Invitee verifying the Inviter’s and the Invitee’s respective mobile number as provided at the time of registration within thirty (30) days from the date on which Invitee registers for an account with TOSS ("Verification Period"). For the purposes of these Terms, an 'existing user of TOSS' shall mean a user who presently operates an account with the Platform or operated an account with the Platform at any point of time. An Invitee who is an existing user of TOSS is not permitted to register a new account with the Platform for the purpose of availing of the Bonus Amount. TOSS will determine in its sole discretion whether an Invitee is an existing user of TOSS or not and take appropriate action. The verification process may require an Inviter/Invitee to submit personal information about the user (Inviter/Invitee) and documents identifying the Inviter/ Invitee. The Inviter agrees to receive communication from TOSS and to allow TOSS to communicate with Invitees referred by you about the Inviter's participation in the Program. Any information collected in respect of the Inviter/Invitee as part of the Program or otherwise in the course of such person's use of the Website shall b e su b j e ct to TOSS's Pri va cy Po l i cy (a va i l a b l e h e re : h ttp s:// fantasycricket.TOSS.com/in/privacypolicy for Indian users) The verification of an Inviter/Invitee shall be completed at the time of first withdrawal by the Inviter/Invitee from the Inviter’s/Invitee's 'Your Winnings' account or 'Your Deposits' account with the Platform. An Inviter/Invitee may voluntarily seek verification of the Inviter/Invitee by clicking on the 'Verify Now' tab of the Account Balance page of the Inviter/Invitee's account with the Platform. In the event that the Invitee opts to register for a TOSS account through the TOSS Application, the Invitee can verify his/her contact information at the time of registration. The Invitee will be eligible to earn a Bonus of Rs.100 (“Invitee Bonus”) upon a) successful verification of the Invitee’s mobile number. b) Provided that the Invitee completes the step mentioned in a) above within the Verification Period, the applicable Invitee Bonus shall be credited to the Invitee's Cash Bonus Account with the Platform, within fifteen (15) days of completion of successful verification of the Invitee’s mobile number. In the event that the Invitee fails to verify the Invitee's mobile number within the Verification Period or omits to provide documents requested for such verification, the Invitee shall not receive the applicable Invitee Bonus specified above due to the Invitee for completing such verification process. Inviter Bonus a) In order for an Inviter to be eligible to earn the Bonus Amount due to him/her ("Inviter Bonus"), the Inviter must also download and install the TOSS Application on his/her mobile device verify his/her mobile number and email address prior to the completion of the Verification Period. b) The credit of the Inviter Bonus is contingent on the Invitee's participation in cash tournaments on the Platform. For every Rs. 1 spent by the Invitee to join cash tournaments on the Platform, the Inviter will be eligible to earn a bonus amount of Rs. 0.50 subject to a maximum of Rs. 100. As an example, in the event that the invitee uses Rs. 100 from his Cash Bonus Account or Unutilized Account to join a cash tournament or tournament through a TOSS Application, the Inviter shall be eligible to receive Rs. 50 as Inviter Bonus upon the successful completion of such tournament or tournament, provided that the Inviter has successfully completed the requisite steps detailed in a) above that make him/her eligible to receive such amount. c) Subject to the provisions of a) and b) above, the applicable Inviter Bonus earned by the Inviter shall be credited to the Inviter's Cash Bonus Account within fifteen (15) days of the completion of the cash tournament or tournament in which Invitee has used the Invitee Bonus or within fifteen (15) days of the Inviter completing the relevant step verification process, as the case may be. In the event that the Inviter fails to complete any of the verification steps within the Verification Period or omits to provide documents requested for such verification, the Inviter shall not be eligible to earn the applicable Inviter Bonus. d) It is clarified that the Inviter will be eligible to receive the Inviter Bonus with respect to any tournaments or tournaments only in the event the winners are declared for such tournaments or tournaments only. In the event that the tournament entry amount paid by the Invitee is refunded to the Invitee with respect to any cash tournament or tournament, for any reason, the Inviter shall not be eligible to receive any Inviter Bonus for such tournament or tournament. The Bonus Amounts credited to the Inviter/Invitee can be used by the Inviter/Invitee to join cash tournaments and tournaments offered by TOSS through the Platform. No part of the Bonus Amount may be used to join private tournaments or be withdrawn or transferred to any other cash balance account held by the Inviter/ Invitee with TOSS or to any third party account or to any bank/payment instrument account. THE BONUS AMOUNT SHALL EXPIRE AND BE WITHOUT EFFECT AT THE END OF FOURTEEN DAYS FROM THE DATE OF CREDIT OF THE BONUS AMOUNT. The deposit of the Bonus Amount shall be at the sole discretion of TOSS and shall be subject to the Inviter’s/Invitee’s compliance with these Terms. TOSS may substitute or change the Bonus Amount offered under the Program at any time without notice. An Inviter/Invitee may not substitute the amount of Bonus Amount or substitute offering for other items or exchange for cash. TOSS reserves the right to: withhold the deposit of the Bonus Amount; and/or forfeit any deposited Bonus Amount to an Inviter/Invitee or any prizes/ winnings earned by the participant by using such Bonus Amount; and/or deactivate the accounts of the Inviter/Invitee, in the event that it determines or reasonably believes that such Inviter/Invitee has violated these Terms or the terms and conditions of the TOSS fantasy games. Mere participation in the Program does not entitle the Inviter/Invitee to receive any Bonus Amount. TOSS may, at its sole and absolute discretion, disqualify any Inviter/Invitee if such Inviter/Invitee engages in or it is found that such Inviter/Invitee has engaged in any illegal, unlawful or improper conduct (with regard to the Program or otherwise). The decision of TOSS will be final and binding with regard to the Program, and the deposit of the Bonus Amount and no correspondence, objection, complaints, etc. will be entertained in this regard. This Program cannot be clubbed with any other tournaments/promotions/programs that are running simultaneously and organised or conducted by TOSS. TOSS reserves the right to change/modify/or withdraw the Program and/or change these terms and conditions without any prior notice of the same at its sole discretion. The Terms and Conditions, as applicable to the TOSS's fantasy games and services, will apply to and govern the Program. TOSS does not make any commitment, express or implied, to respond to any feedback, suggestion and, or, queries of the participants (Inviter/Invitee) of the Program. Notwithstanding anything contained herein, the aggregate liability of TOSS to a participating Inviter/Invitee in relation to the Program for any reason whatsoever shall not exceed Rs.100.

Contact Us:
Any questions or clarifications with respect to this Policy or any complaints, comments, concerns or feedback can be sent to TOSS at: feedback@tournamentofstocks.com or by normal/physical mail addressed to: Attn: TOSS Team Dancing Yogi Ventures Private Limited, 60, Sahawas Society, Karve Nagar Pune-411052 Maharashtra, India.